Terms of Use

The conditions that govern access to and use of the DEVEDGE PAYMENTS LTD. website.

Last updated: 9 October 2026

1. The Website Operator

The website located at https://devedgepay.com (the "Website") is owned and operated by DEVEDGE PAYMENTS LTD. (the "Company", "DevEdge", "we", "us" or "our"), a corporation incorporated in British Columbia, Canada, under company number BC1579238, with its registered address at 5780 Victoria Dr Unit #170, Vancouver BC V5P 3W7, Canada. The Company is registered with FINTRAC as a Money Services Business under MSB registration number N300001689. These Terms of Use (the "Terms") set out the rules under which you may visit and use the Website.

2. Your Acceptance

By accessing, browsing or otherwise using the Website you confirm that you have read and understood these Terms and agree to be legally bound by them in full. If you are using the Website on behalf of an organization, you confirm that you are authorized to accept these Terms on its behalf. If you do not agree with any part of these Terms, you must stop using the Website and any related features immediately.

3. Scope of These Terms

These Terms apply only to your access to and use of the Website itself. The provision of money transfer, foreign exchange and payment services by DevEdge is governed by separate client agreements, onboarding documentation and applicable regulatory requirements. Nothing in these Terms creates a client relationship or obliges the Company to provide any financial service to you.

Your use of the Website is also subject to our Privacy Policy, which explains how we collect, use, disclose and protect personal information obtained through the Website, and our Cookie Policy, which describes the cookies and similar technologies we use. Both documents form part of these Terms.

We may revise, supplement or replace these Terms at any time. Changes take effect as soon as the revised version is published on this page with an updated "last updated" date. Your continued use of the Website after that date means you accept the revised Terms, so we encourage you to review this page periodically.

5. Information on the Website

All content on the Website is provided for general information only. It does not constitute legal, tax, financial or other professional advice, and you should not rely on it as such. Any reliance you place on Website content is at your own risk. Although we try to keep the Website accurate and up to date, we do not guarantee that its content is complete, current or free from errors, and we may change or remove content without notice.

Nothing on the Website is an offer, solicitation or recommendation to use any financial service, open an account or enter into any transaction. Services are made available only to verified corporate clients following completion of our compliance onboarding process.

6. Personal Information

Any personal information you submit through the Website, including through contact or partnership enquiry forms, will be collected, stored and processed by DEVEDGE PAYMENTS LTD. in accordance with applicable privacy and data protection laws, including PIPEDA and, where relevant, the PCMLTFA. The collection, use, disclosure and retention of that information is described in detail in our Privacy Policy.

7. Intellectual Property

All content, designs, layouts, software, databases, text, graphics, images, audio and video material, logos, trade names, trademarks and service marks displayed on or made available through the Website are owned by or lawfully licensed to DEVEDGE PAYMENTS LTD. and are protected by Canadian and international copyright, trademark and other intellectual property laws.

We grant you a limited, personal, non-exclusive, non-transferable and revocable licence to access and view the Website and its content for lawful business purposes. You may not copy, reproduce, republish, modify, distribute, sell or create derivative works from any part of the Website without our prior written consent.

8. Eligibility and Restricted Jurisdictions

The Website is intended for use only in jurisdictions where its access and use are lawful. Persons and entities located in, incorporated in, ordinarily resident in or otherwise connected with any country or territory subject to comprehensive sanctions or trade restrictions imposed by Canada, the United States, the United Kingdom or the European Union are prohibited from accessing the Website. You are responsible for ensuring that your use of the Website complies with the laws that apply to you.

9. Acceptable Use

You must not use the Website in any manner that could damage, disable, overburden or impair it, or interfere with anyone else's use of it. In particular, you must not introduce viruses, malware or other harmful code, attempt to gain unauthorized access to the Website, its servers or any connected systems, carry out denial-of-service attacks, scrape or harvest data by automated means, or use the Website for any unlawful, fraudulent or misleading purpose.

10. Disclaimers and Limitation of Liability

You use the Website entirely at your own risk. The Website is provided on an "as is" and "as available" basis, without warranties of any kind. To the fullest extent permitted by law, the Company disclaims all express and implied warranties, including warranties of merchantability, fitness for a particular purpose, non-infringement and uninterrupted or error-free operation. The Website may contain links to third-party websites, which are provided for convenience only; we do not control and are not responsible for their content or practices.

To the maximum extent permitted by applicable law, the Company's total aggregate liability arising out of or in connection with the Website shall not exceed the amount of any fees you paid directly for access to the Website during the twelve months preceding the event giving rise to the claim. The Company shall not be liable for any indirect, incidental, special or consequential loss, including loss of profits, data or business opportunity.

11. Indemnification

You agree to indemnify, defend and hold harmless DEVEDGE PAYMENTS LTD., its directors, officers, employees and agents from and against any claims, losses, damages, liabilities, costs and expenses, including reasonable legal fees, arising out of your use of the Website, your breach of these Terms or any unauthorized use of credentials associated with you.

12. Suspension and Termination

You may stop using the Website at any time, which ends your acceptance of these Terms going forward. The Company may suspend, restrict or terminate your access to all or part of the Website at any time and without notice if it reasonably believes that you have breached these Terms, that your use presents a legal, security or compliance risk, or that it is required to do so by law. The sections on intellectual property, limitation of liability, indemnification and governing law survive any termination.

13. Governing Law, Disputes and Contact

These Terms and any dispute arising from them are governed by the laws of the Province of British Columbia and the federal laws of Canada applicable there. You agree to submit to the exclusive jurisdiction of the courts located in Vancouver, British Columbia. If any provision of these Terms is found unenforceable, the remaining provisions will continue in full force and effect.

If you have a question or complaint about these Terms, please write to DEVEDGE PAYMENTS LTD. at info@devedgepay.com with the subject line "Website Terms of Use", or by post at 5780 Victoria Dr Unit #170, Vancouver BC V5P 3W7, Canada. We aim to acknowledge every complaint within five business days. Company number BC1579238, jurisdiction British Columbia, Canada, website https://devedgepay.com.